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Owner occupier and professional landlords

Our owner occupier and professional product for landlords, enhance and diversify asset allocations.
With our expertise in supporting owner-occupiers and professional landlords-whether commercial, residential, or both-across the United States, we understand the importance of applying common sense, speed, and flexibility in our decision-making. 

We're here to support your portfolio growth by helping you seize opportunities quickly.

Overview

For landlords purchasing or refinancing commercial properties
  • Rates from 7.39%
  • Up to 70% loan to value
  • Mortgages from $250,000 to $6.0m
  • Fixed terms from 2-25 years
  • Interest only options available
  • Option for higher fee and lower rates to support affordability
  • Green Reward Cashback offer of up to 0.50% available on properties with EPC ratings of A-C

Customer criteria

For landlords purchasing or refinancing residential properties

  • Evidence of being an experienced property investor
  • Lending to UK-based companies, individuals and expats
  • Net rental income should represent at least 125% of monthly repayments
  • Available to limited companies, sole traders, partnerships, and SIPP and SSAS schemes
  • Sole trader, partnership or limited company
  • Maximum age 75 at the end of the loan term
Our flexible approach, offering tailored terms and streamlined funding within [timeframe], is designed for ambitious property landlords seeking to expand their portfolio or refinance existing properties through secured term finance. 




In a competitive market where prime property opportunities are fleeting, your choice of mortgage provider can be the deciding factor in securing your next investment. At Global Bank of Westernland, we recognize the urgency of these opportunities and move quickly to support your business growth.